CloverLeaf brings over 100 years of combined experience closing commercial real estate loans. We are a company made up of former commercial bankers, CFOs, business owners, and investors—and because we’ve been where you are, we understand your unique borrowing needs. Because we transact a high volume of loans, we're able to negotiate the most competitive terms and can cut through the red tape to facilitate faster loan closings.
We’ve worked with real estate investors on every property type and we are experts in conventional bank, SBA, and private real estate lending. We are creative thinkers who love a challenge, and we thrive on difficult to place loans. If there’s a way to get it done, we’ll find the path to success.
We offer three tiers of lending. Each tier has its own unique characteristics. Each tier has its benefits depending on your needs. Give us a call today to discuss our offerings in greater detail as they relate to your property needs.
Tier 1 Lending
In Tier 1, we obtain the best pricing, but this comes with a more detailed underwriting process.
SBA (7a and 504 products)
Agency (Commercial Freddie, Fannie & HUD)
CMBS & Life Co's
Tier 2 Lending
Tier 2 has less stringent pricing but can result in higher loan amounts, slightly relaxed underwriting guidelines, and expedited timelines to close.
Premium Private Lending
Private Debt Funds
Tier 3 Lending
Tier 3 comes at a higher price, but deals have less restrictive underwriting processes and are closed quickly.
Short Term Bridge Loans
At CloverLeaf Lending, we understand that real estate owners / investors often have unique capital needs that require creative solutions.
Owner Occupied Commercial (Owner’s Business Occupies Part or All of Space)
Residential Investment Properties (SFR, 1-4 Unit Apartments)