Real Estate Loans

CloverLeaf brings over 100 years of combined experience closing commercial real estate loans. We are a company made up of former commercial bankers, CFOs, business owners, and investors—and because we’ve been where you are, we understand your unique borrowing needs. Because we transact a high volume of loans, we're able to negotiate the most competitive terms and can cut through the red tape to facilitate faster loan closings.
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Types of Financing

Cash Out Refinances
Rehab & Ground Up Construction
Permanent Financing
Bridge Financing
Senior Debt
Preferred Equity
We’ve worked with real estate investors on every property type and we are experts in conventional bank, SBA, and private real estate lending. We are creative thinkers who love a challenge, and we thrive on difficult to place loans. If there’s a way to get it done, we’ll find the path to success.
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Lending Sources

We offer three tiers of lending. Each tier has its own unique characteristics.  Each tier has its benefits depending on your needs. Give us a call today to discuss our offerings in greater detail as they relate to your property needs.
Tier 1  Lending
In Tier 1, we obtain the best pricing, but this comes with a more detailed underwriting process.
Conventional Banks
SBA (7a and 504 products)
Agency (Commercial Freddie, Fannie & HUD)
CMBS & Life Co's
Tier 2 Lending
Tier 2 has less stringent pricing but can result in higher loan amounts, slightly relaxed underwriting guidelines, and expedited timelines to close.
Premium Private Lending
Private Debt Funds
Family Offices
Tier 3 Lending
Tier 3 comes at a higher price, but deals have less restrictive underwriting processes and are closed quickly.
Short Term Bridge Loans
Hard Money

Property Types

At CloverLeaf Lending, we understand that real estate owners / investors often have unique capital needs that require creative solutions.
Owner Occupied Commercial (Owner’s Business Occupies Part or All of Space)
Residential Investment Properties (SFR, 1-4 Unit Apartments)
Fix/Flips & Rehab-to-Rent Investment Properties (SFR, 1-4 units, 5+ units, Mixed Use)
Mixed Use (Apartment & Commercial)
Short Term Rental Properties
Condominium Construction
Student Housing
Hospitality / Hotel / Restaurants
Commercial Condominiums
Medical Office/Healthcare
Nursing/Assisted Living Facility
Manufacturing Facility
Special Use
Basically, Any Type of Commercial or Investment Property

Start Your Loan Application

Please fill out the form below and we will contact you within 24 hours to discuss your loan needs in greater detail.
Cloverleaf Commercial Lending is a capital advisory firm that assists business owners, real estate investors and developers with sourcing debt for their companies and projects.

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